PAY AT YOUR OWN PACE
WITH AFFIRM
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
WHEN INSPIRATION STRIKES, AFFIRM HELPS YOU SAY YES WITHOUT GIVING UP FINANCIAL CONTROL
BUYING WITH AFFIRM IS SIMPLE. SELECT AFFIRM CHECKOUT TO PAY OVER TIME- AND NEVER PAY A PENNY MORE THA N YOU AGREE TO ON DAY ONE.
Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose how to pay
Pick the payment plan you like best. You’ll never pay more than you agree to upfront.
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
Affirm tells you the total amount you’ll pay upfront. That number will never go up
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQ's
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.